Professional Indemnity
When a client says your advice, design or service fell short — defence costs and damages covered, with wordings matched to your profession's rules.
Cover for people in your position
A starting point, then tailored to you
Cover varies by insurer and by your circumstances — this is the shape of it. We'll confirm exactly what's included before anything is bound.
What you get with Clapton
Limits set against real exposure
Based on your contract values and the worst realistic claim — not a guess.
Claims-made cover, explained
Retroactive dates and run-off set up correctly — the two places PI most often fails.
Renewal presentations that work
A well-prepared proposal keeps premiums sensible, even in a hard market.
Professional Indemnity: the questions we're asked
PI is claims-made: a policy must be live when the claim arrives, not when the work was done. Run-off cover protects you for years after closing.
Enough for the largest realistic claim plus defence costs — often dictated by client contracts or your regulator. We'll benchmark it for you.
Only if the retroactive date allows it. We check this on every placement and every switch.
You may also need
Ready to talk about professional indemnity?
A short conversation tells us more than any form. We'll come back with cover built around your risk.