High-Net-Worth Home
When the standard comparison-site policy stops making sense: high-value homes, fine art, jewellery and collections insured properly, on wordings written for them.
Cover for people in your position
A starting point, then tailored to you
Cover varies by insurer and by your circumstances — this is the shape of it. We'll confirm exactly what's included before anything is bound.
What you get with Clapton
Agreed values, no arguments
Items valued and agreed up front, so a claim is settled on the figure you expected.
Wordings that fit the house
Listed buildings, period features and non-standard construction handled by insurers who understand them.
Discretion as standard
One broker who knows the household, handles renewals quietly and is on the end of the phone.
High-Net-Worth Home: the questions we're asked
For higher-value items, yes — insurers usually want valuations under three to five years old. We'll tell you exactly what's needed and when.
Yes — main home, second home and overseas property can sit on a single household portfolio policy with one renewal.
Sometimes, for jewellery or art. We negotiate requirements that are workable and make sure you know them before cover starts.
You may also need
Ready to talk about high-net-worth home?
A short conversation tells us more than any form. We'll come back with cover built around your risk.