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People

Charity & Not-for-Profit

Cover for organisations that exist to do good — trustees, volunteers, premises, events and the people you support, insured with care and at sensible cost.

Who it's for

Cover for people in your position

Registered charities and CICs
Community groups, clubs and faith organisations
Social enterprises and not-for-profits
An Orthodox Jewish shul with a Torah ark, bimah, seating and seforim
What's typically covered

A starting point, then tailored to you

Cover varies by insurer and by your circumstances — this is the shape of it. We'll confirm exactly what's included before anything is bound.

Trustee indemnity
Employers' and public liability — volunteers included
Buildings and contents
Fundraising events and activities
Money and fidelity cover
Professional indemnity for advice services
Safeguarding-related covers where required
Key benefits

What you get with Clapton

Trustees protected personally

Indemnity cover so trustees can make decisions without personal financial exposure.

Volunteers included properly

Liability wordings that cover volunteers as standard — a common and serious omission elsewhere.

Budget respected

Charity-specialist insurers, and honest advice about which covers your organisation truly needs.

Questions

Charity & Not-for-Profit: the questions we're asked

Yes — they should sit within your liability cover, both for injury to them and for what they do on your behalf. We make sure the wording says so.

Most policies include standard events; larger or unusual ones can be added. Tell us what's planned and we'll confirm cover in writing.

Claims made against trustees personally for wrongful acts in running the charity — legal defence and awards, subject to charity-law limits.

Related cover

You may also need

Get started

Ready to talk about charity & not-for-profit?

A short conversation tells us more than any form. We'll come back with cover built around your risk.